Personal Protection

It's easy to think you've got everything covered, but would your family be able to cope financially. It’s hard to imagine the cost if you had to stop working because of a critical or terminal illness, or if you died?

As Independent Financial Advisers we can advise on the full range of protection products to suit your individual circumstances.  

Life cover
Will provide a tax-free cash sum if you die or develop a terminal illness during the term of the policy.

Critical Illness cover
Will provide a tax-free cash sum if you suffer a critical illness or disability during the term of the policy.

Life and Earlier Critical Illness cover
Includes life cover as well as critical illness cover. This pays out a tax-free cash sum if you die, are diagnosed with a terminal illness or suffer a critical illness or disability during the term of the policy.

Income Protection cover
Pays out a regular tax-free income if you suffer illness or accidental injury and are unable to work leading to a loss of earnings during the term of the policy.

Unemployment cover
Can be used if you become involuntarily unemployed during the term of the policy. This will pay a regular tax-free income to cover the costs of your mortgage payments.

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